STANDARD PLAN

1.      Curative care by doctor, including prescription of drugs.

2.      Laboratory and radiological services

3.      Hospital care in a standard ward for physically and mentally affective disorders(excluding  mental retardation or chronic psychiatric illness)

4.      Routine immunization.

5.      Consultation and treatment with Specialists e.g. Surgery, ENT, Orthodaepics, Cardiology etc.

6.      Eye Examination as part of General Medical care

7.      Primary Dental care.

Notwithstanding the scope of the benefits listed under your Health Plan, the following waiting period conditions apply;

1.        No Surgical interventions in the first 6 months of being on the scheme.

2.        Cover for pre-existing Chronic Conditions start 3 months from the effective date of cover.

3.        Maternity cover commences after 9 months of being on the scheme.

4.        Optical, Ophthalmic and Dental covers start 6 months after commencement.

5.        Congenital malformation and disorders

6.        Other general exclusions as stated in your subscriber's manual apply.

Limit of Liability: NGN 150,000.00

EXECUTIVE PLAN

1.      Curative care by doctor, including prescription of drugs.

2.      Laboratory and radiological services

3.      Hospital care in a private ward for physically and mentally affective disorders(excluding  mental retardation or chronic psychiatric illness)

4.      Antenatal services and delivery services including Caesarian Section(CS)

5.      Routine immunization.

6.      Consultation and treatment with Specialists e.g. Surgery, ENT, Orthodaepics, Cardiology etc.

7.      Provision of Lenses with frames(Max limit NGN 10,000)

8.      Primary Dental care.

Notwithstanding the scope of the benefits listed under your Health Plan, the following waiting period conditions apply;

1.        No Surgical interventions in the first 6 months of being on the scheme.

2.        Cover for pre-existing Chronic Conditions start 3 months from the effective date of cover.

3.        Maternity cover commences after 9 months of being on the scheme.

4.        Optical, Ophthalmic and Dental covers start 6 months after commencement.

5.        Congenital malformation and disorders

6.        Other general exclusions as stated in your subscriber's manual apply.

Limit of Liability: NGN 250,000.00

SUPER EXECUTIVE PLAN

1.      Curative care by doctor, including prescription of drugs.

2.      Laboratory and radiological services

3.      Hospital care in a private ward for physically and mentally affective disorders(excluding  mental retardation or chronic psychiatric illness)

4.      Antenatal services and delivery services including Caesarian Section(CS)

5.      Preventive care such as NPI and special immunization e.g. Hepatitis, CSM, etc.

6.      Annual Medical Examination

7.      Consultation and treatment with Specialists e.g. Surgery, ENT, Orthodaepics, Cardiology etc.

8.      Provision of Lenses with frames(Max limit NGN 10,000)

9.      Primary Dental care.

10. Direct access to Specialist providers (Dentists and Ophthalmologists).

Notwithstanding the scope of the benefits listed under your Health Plan, the following waiting period conditions apply;

1.        No Surgical interventions in the first 6 months of being on the scheme.

2.        Cover for pre-existing Chronic Conditions start 3 months from the effective date of cover.

3.        Maternity cover commences after 9 months of being on the scheme.

4.        Optical, Ophthalmic and Dental covers start 6 months after commencement.

5.        Congenital malformation and disorders

6.        Other general exclusions as stated in your subscriber's manual apply.

Limit of Liability: NGN 400,000.00