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STANDARD PLAN
The Standard Plan grants access to the following services:
- Curative care by a Doctor, including prescribed drugs
- Laboratory and X-ray services.
- Admissions and hospital care in a standard ward for physical and mentally affective disorders (excluding mental retardation or chronic psychiatric illness)
- Antenatal services
- Preventive care such as NPI immunization health education.
- Consultation with specialists e.g. ENT, Orthopaedics, Cardiology e.t.c
- Surgery
- Eye examination as part of general medical care.
- Curative primary dental care.
EXECUTIVE PLAN
The Executive Plan grants access to the following services.
- Curative care by a Doctor, including prescribed drugs
- Laboratory and X-ray services
- Immediate attention at the clinic
- Admissions and hospital care in a private ward for physical and mentally affective disorders (excluding mental retardation or chronic psychiatric illness)
- Delivery Services including Caesarian Sections(CS)
Preventive care such as NPI immunization health education
- Consultation with specialists e.g. ENT, Orthopaedics, Cardiology e.t.c
- Surgery
- Eye Examination as part of general medical care
Provision of Lenses with Frames
Curative primary dental care
SUPER EXECUTIVE PLAN
The Super Executive Plan" grants access to the following services.
- Curative care by a Doctor, including prescribed drugs.
- Laboratory and X-ray services.
- Immediate attention at the clinic
- Admissions and hospital care in a private ward for physical and mentally affective disorders (excluding mental retardation or chronic psychiatric illness).
- Antenatal and delivery services including Caesarian Sections (CS).
- Preventive care such as NPI and special immunizations, e.g. hepatitis, CSM, etc
- Annual Medical Examination.
- Consultation with specialists e.g. ENT, Orthopaedics, Cardiology e.t.c
- Surgery
- Provision of lenses with frames
- Curative primary and secondary dental care.
- Direct access to specialist providers (dentists and ophthalmologists)
MAGNUM HEALTH PLAN
No restriction in Choice of Hospital;access to all hospitals on the Multishield network and other hospitals nationwide
Local evacuation within Lagos
24-hour Access to Client Services Team
Full Outpatient Consultations
Unrestricted Specialist Consultations
Supply of Prescribed Drugs
Preventive Healthcare Services
Laboratory Investigations
Radiological Investigations including CT Scan and MRI
Admissions into a Private Ward
Maternity -Antenatal Aervices
Maternity-Delivery Services: Normal,Assisted,Caesarian Section
Minor and Intermediate Surgeries
Rountine Immunisation
Extended Immunisation(Hepatitis B,CSM)
Eye Examination as part of General Medical Care
Primary Dental Care: Amalgam and Composite filling,Simple and Surgical Extraction,Root Canal therapy
Provision of Lenses with Frames: N 20,000 in 24 months
Annual Medical Screening: Physical Examination,Urinalysis and Stool Microscopy
Emergency Medical Cover Nationwide
MULTISHIELD/ORACLEMED INTERANTIONAL PLAN (**NEW)
COMPOSITE PLAN
HEALTH PLAN WITH PERMANENT DISABILITY AND NATURAL /ACCIDENTAL DEATH INSURANCE SCHEME.
Standard Plan
Benefits :
- Services under Standard Plan
- Permanent disability up to NGN 200,000.00
- Death benefit(Natural/Accidental) up to NGN 200,000.00
Executive Plan
Benefits :
- All services under Executive Plan
- Permanent disability up to NGN 500,000.00
- Death benefit (Natural/Accidental) up to NGN 500,000.00
Super Executive Plan
Benefits :
- All services under Super Executive Plan
- Permanent disability up to NGN 1,500,000.00
- Death Benefit (Natural/Accidental) up to NGN 1,500,000.00
We have limited the plan options to the above three in order to ensure hitch free implementation at the hospitals and clinics. The attraction lies in the simplicity of the Scheme.
LIMIT OF LIABILITY
The total cost of health care services that can be provided for any one beneficiary is limited to N250, 000 per year for subscribers on the Standard Plan, N350, 000 per year for subscribers on the Executive Plan, N500, 000 for subscribers on the Super Executive Plan, and N1,000,000 for subscribers on the Magnum Health Plan.
EXCLUSIONS
There are exclusions and the exclusions are:
Cosmetic Surgery Investigations and treatment of fertility Specific treatment of HIV Positive and AIDS patients Expensive dental filling and orthodontic treatment Expensive investigation e.g. CT Scan, Myelogram, EEG etc. Medical appliances such as cardiac pacemaker, orthopaedic implants etc. Chronic renal failure requiring dialysis Induced abortion Special-order optical lenses Advanced and/or complex ancillary investigations e.g. Marrow Biopsy, Skeletal Survey etc Laser treatment Transplants Surgeries to heart and great blood vessels Neurological surgeries Overseas treatment Embalmment and autopsies
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